12.28.2011

#WEverb11 - Spend (Day Twenty-Seven)

When I first saw this  #WEverb topic, I had mixed feelings about it. I wasn't sure if I really wanted to take a look at how we spent our money this last year, but I thought that if I did, maybe it will help me for this next year. So, I'm going for it.

Day Twenty-Seven:

Where did your money go this year? Where do you want it to go in 2012?


This year:

Living Expenses, Xbox, iPhones, hobbies.

This year, Justin and I did not have much of a set budget. In June, we moved out of the trailer we were renting into an apartment and our rent increased by about $250 per month. We were spending about the same amount on groceries (about $400-500 per month) but we had to buy furniture and other necessities that were provided for us in the trailer. Luckily we had quite a bit saved up for this, so it wasn't too big of a blow for us. 

In January of last year, I bought my first sewing machine for about $75 and got a bunch of fabric and other notions for free from some family friends who no longer sewed as much as they once had. 
Later in the year, my husband somehow talked me into letting him buy a rifle (which was a brand-new hobby of his) and an Xbox. And along with that Xbox comes games. So there is another expense that we splurged on this year. Last but not least, a few months ago, Justin and I decided to upgrade to iPhones. Neither of us had had a smart phone before, so the data plan price kind of surprised us. But we love the phones and only plan on getting rid of the data plan if we cannot pay our other bills.

In hindsight, we might have been a little smarter with our money when it came to splurges, but we have still had no problem making ends meet, so I'm not complaining. :)


Where the money will go in 2012:

Living Expenses, Moving, Disneyland, Hobbies. 

This next year, we already have plans for our money. The amazing college that we attend pays for the last semester of all 4-year students who make it and have a B-average. We also still qualify for the FAFSA and for another scholarship not provided through the school. So we will be getting back a chunk of money from the school in late January. This money will be such a blessing to us! 

The first major thing we are planning on doing with it is purchasing tickets to Disneyland. Justin and I went there for our honeymoon and would like to go back one more time before we have real-world jobs. It may be a long time before we get to go again. In fact, this may be the last time before we go with kids! So even though this is a major non-necessary expense, it is kind of an important "last hurrah" before grown-up life. 


(via here)

A few other things (mainly paid for by Christmas money but also a little bit of school money) that we want to buy are a new camera for me and another rifle for the husband. We aren't exactly sure when either of these will take place, although we both think we have found the specific things we want to purchase.
(via here)

One other financial blessing that we have is that Justin has money set aside to pay off the small amount of school loans he still has. I have managed to make it all the way through college without loans and he just has a few small ones. But, as long as we don't have an emergency where we need to tap into that money, we should pretty much graduate debt free! 

Anyway, this may have been a pretty boring post, but it is just another glimpse into life as I know it. 

How are you planning to spend your money in 2012? Anything exciting planned for it?

6 comments:

  1. That is an awesome accomplishment, being almost debt free! I manage to get by with just a little help my last 1.5 semesters.

    We are hopefully saving up for an actual Honeymoon, Octoberfest in Germany? :)
    -wHiT
    www.blacklittlebutton.blogspot.com

    ReplyDelete
  2. nice! that sounds so fun! I've never been anywhere in Europe but would love to go someday!

    ReplyDelete

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